Pay Per Mile Insurance

Just visit our quote page to find out your fixed yearly fee to cover your car while it s parked up and the tailored per mile rate you ll pay for each month for the miles you drive.

Pay per mile insurance. Their premiums which are paid eight times over a six month span are composed of a base and per mile rate and include a mandatory down payment at the start of each policy term cycle. Their financial strength to sufficiently payout claims over the long term is not tested relative to large national insurers. Although many pay per mile car insurance companies offer low mileage discounts that can reduce your premiums many of them do not charge on a strict per mile basis. We re committed to supporting our customers and community through every mile including savings and other relief.

Pay per mile insurance programs are only available in select states. The major benefit of pay per mile auto insurance is that you could pay less for car insurance than you would with a traditional policy that does not track mileage. If you don t drive much you shouldn t pay much for auto insurance. Many factors go into the cost of your auto insurance policy including how you purchase the policy.

Allstate pay per mile customers who drive an average of 1 000 10 000 miles a year. Pay per mile and pay as you go programs are a way for insurance companies to seek out lower risk drivers. A pay per mile insurance plan might also be more appealing for drivers who want to save money based on actual mileage driven versus plans that focus on driving behaviors such as a usage based. Pay per mile insurance also known as pay as you go pay by mile or usage based insurance isn t for everyone but if you drive under 7 000 miles a year then it could work for you.

Online through a call center or with an agent. Pay per mile insurance is affordable car insurance for low mileage drivers. Some carriers that offer pay per mile insurance policies and telematics pricing schemes are relatively young and untested companies. Pay per mile by esurance offers many of the same functions as the other pay per mile car insurance providers listed here.

Usage based insurance programs sometimes also factor in the number of miles driven but they are not limited to miles only as is pay per mile insurance. Metromile advertises itself as a way to save you 500 per year and esurance promotes similar savings. Pay per mile auto insurance is a solid money saving option for those who drive only occasionally.