Pet Insurance For Life

Deductible savings 2 your deductible decreases if you go claim free in a policy year.

Pet insurance for life. A variety of pet owners may want to look into the idea of buying pet life insurance for their cats dogs or other household animals. Pet life insurance is different from pet health insurance. With a covered for life policy if your dog becomes ill or injured then we can cover the treatment for the rest of their life as long as you renew your policy each year without a break in cover. In fact these pet policies are more akin to renters insurance.

Covered for life dog insurance covers for illness or injury year after year so you can continue to claim for a condition as long as your dog needs treatment provided you renew your policy without a break in cover. Most insurers set a claim limit for example 10 000 to cover the cost of vet treatment if your pet is injured or falls ill. The pros cons of pet life insurance. If you want your dog or cat to be covered for a wide range of illnesses and injuries throughout their life lifetime cover can be a good option.

About lifetime pet cover lifetime cover is a comprehensive form of pet insurance for cats and dogs and offers vet fees cover up to a maximum amount which is reinstated each year. Generally insurance companies do not provide the option to take out policies with beneficiary payouts for animals the same way that you can with people. Keep in mind though pet life insurance isn t like human life insurance which is meant to cover loss of income in the wake of a provider s untimely death. Lifetime cover can be the most expensive pet insurance but it gives you peace of mind that ongoing conditions should be catered for.

Lifetime pet insurance is designed to give you and your pet lifelong cover against vet fees essentially functioning as fixed for life pet insurance. They re sometimes even referred to as dog mortality and theft insurance. Lifetime pet insurance is the most comprehensive pet cover you can get and it could pay vet fees for your cat or dog for the whole of your pet s life. Quick 3 step enrollment and hassle free claims experience most claims are processed within 10.

Petplan s covered for life plan provides ongoing cover right into the old age of your pet and our essential plan provides 12 months cover. What is lifetime pet insurance. Lifetime pet insurance is usually the most expensive level of cover because it offers the most comprehensive protection. Your insurance company can provide you with compensation in the amount of your pet s value as determined by its purchase or replacement cost or its assessed value.

Flexible products with straightforward pricing options and customizable limits. This means that if your pet develops a long term chronic illness such as diabetes or an ongoing skin condition provided it didn t pre date the policy this will be covered for the life of the policy. Find out more on when to get pet insurance and what types of cover we offer.