Pre Existing Medical Insurance

If you were getting insurance at your job depending on your employer and the health plans offered you may have had a pre existing exclusion period however the exclusion period was limited to 12 months 18 months if you enrolled late in the health plan and only applied to health conditions for which you sought treatment in the 6 months before you enrolled in the.

Pre existing medical insurance. Your policy s medical cover won t always cover you for existing medical conditions as standard however and you ll need to declare it when you buy your policy. A pre existing medical condition can be any kind of illness disability or injury that you have suffered from when or before you take out your travel insurance policy. The only exception is that it also covers the cost of care for any medical condition you may have had in the past or you suffer from currently. Pre existing conditions medical insurance after a moratorium period this is a length of time usually between 1 2 years where you cannot claim any treatments for your pre existing conditions.

Before you buy here are 10 things you should know. Pre existing medical conditions describe any illness or condition that has occurred before you take out an insurance policy ranging all the way from asthma to cancer. For people with pre existing medical conditions the cover works exactly the same way as insurance for typical travellers. A list of most common pre existing medical conditions includes.