Third Party Public Liability Insurance
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Public liability is a type of business insurance.
Third party public liability insurance. Public liability insurance covers you on your premises and working off site. Public liability insurance is one of the most important considerations you should have when starting up or running a business. Find a clear definition of third party liability insurance explained with practical examples. Public liability insurance.
You re covered whether you re at your premises or working off site. This is your legal liability to your customers suppliers and the public at large. It s important for business owners to think about third party liability insurance as it covers you for claims made by a member of the public against your business. Liability insurance also called third party insurance is a part of the general insurance system of risk financing to protect the purchaser the insured from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.
It helps protect you from compensation claims and legal costs if you injure a third party including death or damage their property. Public liability insurance covers your liability against third party bodily injury or property damage. What is public liability insurance. Third party liability coverage is the portion of an insurance policy that protects you if you re sued or threatened to be sued for a physical injury or damage to someone else s property.
What is public liability insurance. Covers all costs and expenses incurred for defending claims against you. Products liability insurance covers you if the injury or damage was due to an alleged defect in a product that you have sold or supplied. It s another way of describing public liability insurance which is a core cover for businesses that come into contact with clients.
Public liability insurance protects your business against compensation claims and their legal costs if you cause injury including death to a third party or damage to their property. Contact us for expert advice that suits your needs. As a business owner or operator you are responsible for preventing any accidental damage or injury to third parties. Business owners have a duty of care to any third party that comes into contact with their business and its activities including customers contractors and other members of the community.
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